Consumer Loan Companies – General

The Washington Department of Financial Institutions (DFI) regulates Consumer Loan Companies doing business in Washington State through the Division of Consumer Services.   Consumer Loan licensees are primarily regulated under the Consumer Loan Act RCW 31.04 and its associated regulations Washington Consumer Loan Act Regulations WAC 208-620.  Other than specific exemptions enumerated in RCW 31.04.025 https://app.leg.wa.gov/RCW/default.aspx?cite=31.04.025 No person…

Read More

Consumer Loan Companies – Civil Litigation

Consumer Loan Act licensees alleged to have violated any of the applicable Washington consumer loan statutes or regulations can face liability from two primary avenues: DFI enforcement actions and civil litigation.  This page is pertains to Civil Litigation. Civil Litigation Separate from a DFI enforcement action, a Consumer Loan Licensee accused of violating the governing statutes or regulations may…

Read More

Washington State Student Code and Standard of Conduct Violations

A Washington State Lawyer’s Opinion on Washington State Public Universities and their University Student Code and Standard of Conduct Violations.  What does this all mean, how do you fight and what rights do you have in this process? What does this all mean, how do you fight and what rights do you have in this…

Read More

Appealing Adjudicative Proceedings

Appealing Adjudicative Proceedings.  An Attorney | Lawyer’s Prospective on Administrative Matters that Need to be Appealed. In Washington, in general if an individual wishes to appeal an administrative officer’s final order, in general the petition for reconsideration should be done and all internal administrative appeals must be exhausted. Once all internal administrative appeals are exhausted, the next step for you…

Read More

Brief Adjudicative Proceeding (BAP)

Brief Adjudicative Proceeding (BAP). An Attorney | Lawyer’s Prospective on Brief Adjudicative Proceeding (BAP). Washington administrative agencies, lawyers and legislators know that the standard adjudicative process can be lengthy and time consuming, even if it is shorter than most other Superior Court criminal or civil proceedings.  Sometimes if an issue is deemed to have less significance,…

Read More

Motions to Reconsider and Administrative Reviews

Motions to Reconsider and Administrative Reviews.  An Attorney | Lawyer’s Prospective When Administrative Personnel or Judges get it Wrong in Washington. Every lawyer or firm with sufficient career experience has had a judge or commissioner for whatever reason simply get it wrong.  It happens in the best-prepared cases and is part of the unpredictability of having another…

Read More

Emergency Orders, Motions and Proceedings

Emergency Orders, Motions and Proceedings.  An administrative law attorney | lawyer’s view on handling quick emergency orders, motions and proceedings. In Washington administrative law, administrative agencies will sometimes deem it necessary to act quickly based on a perceived “emergency”, or, sometimes private parties need immediate relief from a administrative agency’s actions.  These kind of hearing…

Read More

Fighting an Administrative Agency

Fighting an Administrative Agency – Agency Action on Application for Adjudication.  A Lawyers perspective on filing an application to fight or adjudicate matters with an Administrative Agency. In Washington state, the Washington State Administrative Procedure Act (APA) uses unique terms of art to define the various stages of administrative litigation that clients and their lawyers…

Read More